Payments
Getting money in and out of Smokos
What deposits work, what actually pays back out, and the limits around both.
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Depositing
| What | The facts |
|---|---|
| Minimum deposit | $20 |
| Account currency | Locked in at signup. |
Genuine Smokos banking runs through the in-account cashier - never a request for gift cards, a direct transfer to a personal wallet, or a payment link sent over chat.
Withdrawing
Cards aren't a withdrawal option for New Zealand players, even though they work fine for depositing. Both Visa and Mastercard payout rails have country restrictions that rule this out. Bank transfer and crypto are confirmed to work.
| What | The facts |
|---|---|
| Bank transfer payout time | ~3 banking days |
| Monthly withdrawal cap | $50,000 per month (VIP exceptions possible); wins above $50,000 may be paid in monthly $50,000 installments |
| Before you can withdraw | Deposit has to be wagered at least once first. |
Questions people ask
Can I withdraw to the card I deposited with?
Cards aren't a withdrawal option for New Zealand players, even though they work fine for depositing. Both Visa and Mastercard payout rails have country restrictions that rule this out.
Is it normal to be asked for a gift card or a wallet transfer?
No - that's never how genuine Smokos banking works. Walk away from any site or message asking for that.